No, silly. Not for my cookies. I'm not giving that info up so easily.
We're talking credit here, right?
What is the ideal mix of types of credit to build a strong credit profile?
If you answered 'liens and judgements', you're going home with no consolation prize.
The answer to the million dollar question (really, account diversity makes up 10% of your credit score...maybe worth a million to a few) is:
- A mortgage
- An auto loan
- 3-5 revolving credit accounts
- A home equity line of credit
Easy as pie.
Friday, May 23, 2008
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